Medical Bill Checker

Check a medical bill before you pay.

Upload or scan your EOB and provider bill. FileBay helps compare what insurance says you may owe with what the provider asks you to pay.

QR code to download FileBay on the App Store Scan to download FileBay Opens the App Store. Use FileBay to add your EOB or provider bill.
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Direct answer

Short answer: a medical bill checker should compare the EOB patient responsibility with the provider bill amount due, then flag missing documents or mismatched fields for you to verify.

What FileBay checks

Make the comparison concrete.

Best for people who already have a provider bill, an EOB, or both, and need to decide what to verify before paying.

EOB

Find the insurance numbers

Claim status, allowed amount, plan paid, patient responsibility, denial reason, and appeal deadline when present.

BILL

Read the provider bill

Provider name, service date, account number, amount due, balance, payment deadline, and itemized charges.

NEXT

Organize next questions

Who to call first, what documents are missing, what to ask the provider, and what to ask the insurer.

Example numbers

Keep the amount chain visible.

These example numbers show the difference between provider charges, insurance-processed amounts, and what may be due. Always verify against the original documents.

Provider billed$431.00

The original charge or billed amount shown on the EOB or bill.

Allowed amount$193.15

The plan-recognized amount used for claim processing.

Insurance paid$154.52

The amount the plan paid when shown on the EOB.

You may owe$38.63

The EOB patient responsibility to compare with provider bill amount due.

First steps

What FileBay can help check

FileBay is document-grounded: it helps explain and compare visible fields, then organizes next questions for your provider or insurer.

1
Extract EOB fieldsAllowed amount, plan paid, deductible, copay, coinsurance, and patient responsibility.
2
Extract provider bill fieldsAmount due, provider, service date, account details, and payment deadline.
3
Compare the payment numbersEOB patient responsibility versus provider bill amount due.
4
Prepare next questionsWho to call, what to ask, and which document is missing.
FAQ

Plain answers before you pay.

Can FileBay check a medical bill?

FileBay helps compare visible fields in your EOB and provider bill, then organizes what to verify before paying.

Can FileBay lower my medical bill?

No. FileBay does not negotiate bills, guarantee savings, or confirm final legal responsibility.

What documents should I add?

Add the provider bill and the matching EOB when available. Itemized bills, denials, estimates, or collection notices can also provide context.

Verify important details against the original documents.

FileBay helps organize document-grounded checks and next questions. It does not replace your insurer, provider, lawyer, doctor, or financial advisor.

  • Redact personal information before sharing documents publicly.
  • Contact your provider, insurer, or a qualified professional when needed.
  • FileBay does not guarantee that a medical bill is wrong or that a balance will be reduced.